All Together Now!

By: The Jean-Jacques Team

All Together Now!

Tags: Mortgage Expert, Real Estate Professional, Mortgage Pre-Qualification

Purchasing a home is an overwhelming process, one that you simply can't navigate alone. At the very least, the two people you'll want to have close by your side are your mortgage expert and your real estate sales professional.
 
YOUR MORTGAGE EXPERT:
 
You can't start looking for a property before knowing what you can afford, and then giving your real estate representative a clear home buying budget to work within.

Your loan representative can assist you in figuring out your available housing budget by calculating your mortgage pre-qualification. Together with this calculation is direction on where your down payment funds can come from and what kind of documentation is necessary to ensure a clear, legal transaction. Once you get closer to making an offer on your dream home, you can then take the next step and have a mortgage pre-approval drawn up, a document confirming that the lender is willing to consider giving you a home loan up to a specific amount, which can create a strong advantage when bidding on the home.

Some advice that buyers can benefit from in their quest to secure the best mortgage product includes:
 

 
YOUR REAL ESTATE SALES REPRESENTATIVE:

Whether you're buying or selling, it's no secret that a home transaction is a major financial undertaking, an emotionally harrowing experience, and a legally complex transaction, and that's why the majority of today's homeowners secure the services of real estate professionals.

If you're looking to buy a home, your buyer's agent will research properties that meet your criteria, make arrangements for you to view them, and then negotiate on your behalf. If you're selling a home, your seller's agent would be responsible for advising you on how to prepare your home for the best possible sales outcome, professionally marketing your home, and then negotiating with buyers for a smooth and successful sale.

Your real estate representative will take care of liaising between you and the buyer or seller as applicable, and then taking care of all the paperwork in a smooth and efficient manner.

Knowing and then negotiating fair buying and selling prices isn't for the faint of heart — or the average homeowner! An experienced real estate professional can not only ensure a smooth real estate transaction, but also ensure you are financially protected throughout the process.
 
Experience the difference. Call us today at 416-800-9318!
 
The Jean-Jacques Team
Office: 416.800.9318
Toll Free: 1.855.800.9258